Simple Guidance for Your
First Home in Australia
How I help First Home Buyers
1
Simple, Clear Guidance
Buying your first home can feel confusing, so I break everything down in plain English. I explain how home loans work, what lenders look for, how deposits and LMI really work, and what options fit your situation. No jargon, no pressure — just simple, honest guidance so you feel confident at every step.
2
Compare Lenders & Find the most suitable loan
I compare lenders and loan options for you, looking beyond just the interest rate. Every bank has different rules, fees, and policies — especially for first home buyers. I assess what you’ll qualify for, what gives you the best chance of approval, and what keeps your repayments comfortable
3
Approval to Settlement
You’re not doing this alone. I manage the full process for you — from working out your borrowing power, helping you apply for grants and schemes, arranging pre-approval, guiding you during your house hunt, and supporting you right through to settlement. You’ll always know what’s happening next, with friendly updates and no surprises.
How Much Deposit Do You Need as a First Home Buyer?
You don’t always need a big deposit to buy your first home. Many first home buyers can get started with as little as 5%, and some qualify for no LMI through government schemes. If you have family support, a Family Guarantor Loan can even let you buy with a 0% deposit, as the guarantor uses part of their home’s equity instead of a cash deposit. Your options will depend on your income, savings, and the type of property you want to buy, but I can walk you through what’s realistic and what lenders are likely to approve.